Advanced Payment Risk, Fraud and Governance

Advanced Payment Risk, Fraud & Governance — a practitioner-driven professional training developed as part of the Payment Risk Management Framework, designed to build a systemic understanding of how risk, fraud signals and governance operate within real-world payment ecosystems.

Part of the Payment Risk Management Framework.

This is not a generic compliance or antifraud training — it is a structured framework for understanding payment risk end-to-end and making better operational decisions.

Developed from practitioner-level experience across PSP, fintech and high-risk merchant environments where infrastructure expectations and operational reality must be aligned.

Course at a glance
Level: Intermediate to advanced
Format: PDF framework + audio modules
Delivery: Secure digital download after purchase
Best for: Payments / PSP / fintech risk & governance roles
Certificate: Digital certificate after optional assessment

Price: €397

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Designed for Professionals Who…

Own risk outcomes (losses, chargebacks, merchant exposure) and need a structured way to make decisions
Work with payment infrastructure participants (PSPs, acquirers, schemes) and must align to their expectations
Balance growth and conversion with governance, compliance and operational stability

What You Will Be Able To Do After This Course

Map how risk is distributed across the payment ecosystem (PSP, acquirer, schemes, merchants, customers)
Build a structured risk architecture aligned with growth, conversion and infrastructure expectations
Interpret chargebacks, AML/KYT signals and merchant behaviour as interconnected ecosystem indicators
Design governance frameworks that balance compliance, conversion and operational stability
Communicate risk decisions using infrastructure-level logic understood by acquirers, schemes and partners

Who This Course Is For

Payment risk managers
PSP and fintech operators
Fraud, AML and compliance specialists working with payments
Acquiring and issuing bank professionals
Senior product / operations roles responsible for payment flows and performance

Best Fit If You:

Work with payment operations and need structured risk and governance frameworks
Interact with PSPs, acquirers or schemes and need ecosystem-level understanding
Are responsible for payment performance, losses and operational stability

Not the Best Fit If You:

Are looking for an introductory overview of payments
Need vendor-specific tool tutorials or “how to configure” training
Prefer checklist-style compliance courses instead of systemic thinking

What Makes This Course Different

Framework-first approach: learn the structure of payment risk and governance, not isolated tactics
Ecosystem perspective: risk across customers, merchants, PSP/acquirer relationships and scheme expectations
Operational decision-making: trade-offs between conversion, compliance and stability
Senior-level relevance: designed for practitioners who own outcomes, not just processes

What You Will Learn

How payment ecosystems distribute risk across participants and why it matters
Customer risk patterns, friendly fraud and behaviour-driven exposure
Merchant risk: hidden business model risk, segmentation and risk drivers
AML / MML / KYT logic specific to payments and infrastructure expectations
Chargebacks as infrastructure-level signals, not just operational incidents
Risk governance maturity: roles, controls, escalation and decision rights

Course Structure

Module 1 — Risk & Fraud Management Foundations
Module 2 — Payment Ecosystem and Risk Sources
Module 3 — Customer Risk and Behaviour Patterns
Module 4 — AML / MML / KYT in Payments
Module 5 — Merchant Risk and Business Model Exposure
Module 6 — Merchant Onboarding and KYB Framework
Module 7 — Consequence Management and Infrastructure Interaction
Module 8 — Chargeback Lifecycle and Strategy
Module 9 — Risk Governance and Organisational Maturity

Certification

Participants may complete an optional knowledge assessment after finishing the training. Upon successful completion, a digital certificate of completion issued by Riskscenter Academy is provided.

Format

Structured professional PDF framework
Audio learning modules
Self-paced study

Why This Matters

Payment risk is not a single function such as antifraud or AML. Modern payment ecosystems require integrated thinking that connects product design, customer behaviour, merchant models, infrastructure relationships and external regulatory expectations. This course builds a governance-ready risk mindset capable of balancing growth, operational efficiency and ecosystem stability.

Access and Pricing

Delivery: secure digital download after purchase (PDF + audio modules).